Name the goal. We solve the path.

This tool runs in reverse. You name the goal and the horizon, and it solves for the monthly SIP that gets you there.

Target amount

The sum you want to have at the end. The required SIP scales directly with it.

Years to reach it

How long you have. More time lets compounding carry more of the load, so the monthly amount you need falls sharply.

Expected annual return

The assumed yearly growth. A higher return lowers how much you must contribute from your own pocket.

Already saved

Money you have set aside toward this goal already. It keeps compounding on its own and is subtracted from what your SIP must cover.

Inflation

When switched on, the target is grown by 6% a year, so the goal still holds its real-world value by the time you reach it.