01 Systematic Fund Selection
Watch every instalment compound.
A monthly SIP, projected. Set the amount, the assumed return and the horizon, then watch contributions and growth pull apart over time.
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How to read this tool What each input changes
A SIP projects what a fixed monthly investment becomes once it compounds at a steady rate. The distance between what you pay in and what you walk away with is compounding doing the quiet work.
- Monthly investment
- What you set aside each month. The corpus scales almost in step with it: put in twice as much, end with roughly twice as much.
- Annual step-up
- In Step-up mode, this raises your monthly amount by a set percentage every year. A modest step-up outpaces a flat SIP by a wide margin, because each raise then compounds for all the years that follow.
- Expected annual return
- The assumed yearly growth rate. Its effect is not linear. One extra percent, compounded across decades, opens into a large gap by the end.
- Investment period
- How long you stay invested. This is the strongest lever on the page. Compounding is exponential, so the last few years add far more than the first few.
A SIP turns market volatility into an ally. Each instalment buys more units when prices fall and fewer when they rise, and across a long horizon compounding does the heavier lifting — projected returns can outgrow everything you contributed.
For illustrative purposes only. Mutual fund investments are subject to market risks. Past returns do not guarantee future performance. This tool does not constitute investment advice.