Topic

How to choose and compare mutual funds

Most fund selection starts and ends with last year return, which is the least reliable signal available. These pieces lay out the parameters that actually matter: portfolio quality, cost, consistency across cycles, and the difference between a fund that looks good and one that is built well. The aim is a framework you can apply yourself.

17 articles

Category · 7 min

Why we do not compare ourselves to the DIY platforms

Why a research-led distributor and a DIY execution platform are not the same product, and which investor each serves well.

Capacity thesis · 8 min

How to think about a fund that has grown too big

Why a fund that grows too large can no longer pursue the mandate that made it good. How capacity works, why size erodes the edge,…

Behaviour gap · 9 min

Why your 5-year SIP returned 8% when the fund returned 13%

Indian equity funds returned 19.1% a year over two decades; the average investor earned 13.8%. A close read of the 5.3 point beha…

Data report · 9 min

The State of the Indian Mutual Fund Investor (2026)

A chart-led data report on Indian mutual fund investing: industry AUM, the SIP book, folio growth, and the behaviour gap, as of A…

MF investing · 10 min

Flexi-Cap Funds in 2023: Category Snapshot

A 2023 look at the flexi-cap mutual fund category: how flexi-cap funds work and what shaped the category. Figures reflect the ori…

Fund selection · 6 min

Mid-Cap Funds in 2021: Category Snapshot

A 2021 look at the mid-cap mutual fund category, its risk profile, and how it fit a portfolio. Figures and funds named reflect th…

Fund selection · 7 min

Small-Cap Funds in 2021: Category Snapshot

A 2021 snapshot of the small-cap mutual fund category and how to read small-cap risk and return. Figures and funds named reflect…

Fund selection · 7 min

Large-Cap Funds in 2021: Category Snapshot

A 2021 snapshot of the large-cap mutual fund category and what defined it. Figures and any funds named reflect the original publi…

Fund selection · 6 min

Multi-Cap Funds in 2021: Category Snapshot

A 2021 look at the multi-cap mutual fund category and how it was structured. Figures and any funds named reflect the original pub…

MF investing · 3 min

India vs International Returns: A 2020 Fund Study

A 2020 analysis of how international diversification shaped one popular flexi-cap fund’s returns. Figures reflect the original pu…

Portfolio · 4 min

How to Analyse Your Mutual Fund Portfolio

A simple way to check whether your mutual fund portfolio is built to last or set up to disappoint you, before the next correction.

Fund selection · 4 min

Why Chasing Top-Performing Funds Backfires

Why last year’s chart-topping mutual funds rarely repeat the feat, and what to look at instead when building a long-term portfoli…

Fund selection · 3 min

How to Spot a Genuinely Strong Equity Fund

How to look past headline returns and judge whether an equity mutual fund is strong on the inside, through portfolio quality and…

Portfolio · 4 min

How to Diversify a Mutual Fund Portfolio Properly

What real diversification looks like in a mutual fund portfolio, and the common mistakes that leave investors less diversified th…

Must read · 5 min

Why a Fund’s Portfolio Matters More Than Its Returns

Why studying what a mutual fund actually holds tells you more about its future than its past returns ever will.

Must read · 3 min

Beyond Past Returns: How to Pick an Equity Fund

If past returns are the wrong signal, what should you use to choose an equity mutual fund? A clearer, quality-led approach.

MF investing · 3 min

How to Compare Mutual Funds: A Practical Guide

How to compare mutual funds on the parameters that matter, quality, cost, and consistency, instead of chasing last year’s top per…